CD rates can vary greatly depending on the term and location of the account. Don’t settle on the first rate you’re offered; researching the rates from all the banks and credit unions in your area will likely result in finding competitive offers you never knew existed. 
| Featured Rate | Bank / Credit Union | Account Type | |
|---|---|---|---|
|
1.10%
As of May 14, 2012
|
 |
CIT Bank
|
CD Account |
|
1.09%
As of May 15, 2012
|
|
Ally Bank
|
CD Account |
| Highest Rates Recent Rate Changes | |||
| Best Rates (APY) | Bank / Credit Union | Account Type | |
|
1.01%
As of May 3, 2012
|
View Rate Details | Balboa Thrift and Loan Association | CD Account |
|
1.00%
As of April 30, 2012
|
View Rate Details | California Community Bank | CD Account |
|
0.95%
As of May 10, 2012
|
View Rate Details | First Mountain Bank | CD Account |
|
0.95%
As of April 24, 2012
|
View Rate Details | Palm Desert National Bank | CD Account |
|
0.82%
As of May 9, 2012
|
View Rate Details | Priority One Credit Union | CD Account |
|
0.75%
As of April 27, 2012
|
View Rate Details | Rafe Federal Credit Union | CD Account |
| Bank / Account Type | Rate Change | Date | |
|---|---|---|---|
| Palm Springs Credit Union - 12 Month CD Account | 0.30% to 0.25% | May 11, 2012 | |
| First Citizens - 12 Month CD Account | 0.20% to 0.15% | May 9, 2012 | |
| Priority One Credit Union - 2 Year CD Account | 0.88% to 0.82% | May 9, 2012 | |
| California Community Bank - 12 Month CD Account | 0.50% to 0.45% | Apr 30, 2012 | |
| Rafe Federal Credit Union - 2 Year CD Account | 1.11% to 0.11% | Apr 27, 2012 | |
