| Featured Rate | |
|---|---|
 Discover Bank  | 1.90% Date: Jul 23, 2010 |
| Highest Rates Recent Rate Changes | |
| SchoolsFirst Federal Credit Union 2 Year CD Account | 1.85% Date: May 14, 2010 |
| First Citizens 2 Year CD Account | 1.75% Date: Jul 13, 2010 |
| 1st Valley Credit Union 2 Year CD Account | 1.16% Date: Jul 23, 2010 |
| First Mountain Bank 2 Year CD Account | 1.15% Date: Jul 27, 2010 |
| Rafe Credit Union 2 Year CD Account | 1.11% Date: Jul 28, 2010 |
| Palm Springs Credit Union 2 Year CD Account | 1.00% Date: Jul 27, 2010 |
| 1st Valley Credit Union 2 Year CD Account | 1.26% to 1.16% Date: Jul 23, 2010 |
| 1st Valley Credit Union 6 Month CD Account | 0.96% to 0.86% Date: Jul 23, 2010 |
| 1st Valley Credit Union 12 Month CD Account | 0.96% to 0.86% Date: Jul 23, 2010 |
| First Citizens 2 Year CD Account | 0.02% to 1.75% Date: Jul 13, 2010 |
| First Citizens 12 Month CD Account | 0.01% to 1.00% Date: Jul 13, 2010 |
| First Citizens 6 Month CD Account | 0.01% to 0.75% Date: Jul 13, 2010 |
Welcome to Palm Springs Banking Rates
Whatever your financial goals or priorities may be, how much money you make, or the state of your credit, Palm Springs Banking Rates is here to help you save money. Whatever your situation, you should find the best and lowest interest rates wherever possible. Some rates we offer include:
- Palm Springs, CA mortgage refinance rates
- Palm Springs, CA insurance rates for homes and automobiles
- More banking rate information available from US Banking Rates
Our Featured Palm Springs Bank Rate
Palm Springs Banking Rates recommends the rates that Zions Bank has to offer. Zions Bank makes it easy to start saving wherever you are, including Palm Springs. The current savings account rate that you can apply for today is at 1.16%, which is one of the top rates in the nation. Zions Bank has been in business for 135 years and has over 125 branches.
For inquiries contact:
One South Main StreetSalt Lake City, Utah 84133
Phone:
1-800-974-880024 Hours a Day
7 Days a Week
More Palm Springs Banks
1st Valley Credit Union 401 W. 2Nd Street San Bernardino, CA, 92401 | La Loma Credit Union P.O. Box 1097 Loma Linda, CA, 92354 | Bourns Employees Credit Union 1200 Columbia Avenue Riverside, CA, 92507 |
Provident Savings Bank, F.S.B. 3756 Central Ave Riverside, CA, 92506 | First Mountain Bank 40865 Big Bear Boulevard Big Bear Lake, CA, 92315 | Arrowhead Central Credit Union P.O. Box 735 San Bernardino, CA, 92402 |
Current Palm Springs Rates Update
Are Palm Springs mortgage rates poised to rebound and increase sharply in 2012? It could definitely happen. With home loan rates at a low 4.72%, those who qualified for a refinance have come out in mass. Refinancing to a lower rate makes sense for many people as they are now near historical lows, meaning most will save despite service fees.
Federal Reserve Chairman Ben Bernanke spoke recently about the US housing market, interest rates and unemployment, but did not mention with any definite ideas for raising rates in the short term. The Fed is aware of how fragile the market is in Palm Springs and the rest of the country, leaving them hesitant to raise rates and further hamper an economic rebound in the housing sector.
The best indication that Palm Springs mortgage rates will rise is when the Fed will raise lending rates to banks, which will in turn cause mortgage rates to rise. As of now however, most banks are still hurting and unwilling to lend out credit like they had in the past. Until banks become more confident in lending, the economy cannot recover and rates will stay deflated.
Worldwide concerns over debt defaults in Greece and much of Europe have also affected the Fed’s long term outlook for housing recovery. Before the European crisis occurred, many believed that interest rates would hold steady until they rose at the end of the year.
Life Changes Affecting Palm Springs Banking Rates
- Your widowed father needs daily nursing assistance his insurance won’t cover.
- You found a great deal on a beach house and can’t pass on it.
- You’re about to graduate from college and need to buy a new car.
Best CD Rates, IRAs and Investments in Palm Springs
Palm Springs Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate.
Many local Palm Springs credit unions offer competitive CD rates, money market accounts and IRAs, as do the larger national banks. If you want to get the highest interest rates, be sure to thoroughly research banks with the best offers before you make your decision. Palm Springs Banking Rates has relationships with many banks to maximize the potential of finding the best rates.
Get the Best Rates in Palm Springs, CA
Palm Springs Banking Rates is a free resource for consumers to help them find the right rates that best suit their needs. Palm Springs Banking Rates works with thousands of Banks, Lenders, Mortgage Companies, Credit Card Companies and other financial institutions to bring you the most up-to-date interest rates, savings rates and loan rates.
Palm Springs Banking Rates also can match you with the best local companies based on your current credit rating and credit score. No matter what your credit score is, Palm Springs Banking Rates has special relationships with companies who can get you what you are looking for; including: the best Refinance Rates, great CD and Savings Rates, low interest rates for Auto Loans, and thousands of low rate credit cards to match everyone’s needs.
If you do not know your Current Credit Score, you can also access a Free Credit Report and Score through our partner Go Free Credit. This will not only give you your current Credit Report and Credit Score, but also keep you aware of items that can damage your credit score and protect you against identity theft.
Let us know what type of Rate that you are interested in, and your current Credit Score, and we will find the best companies that you should work with. Our service is 100% free to all consumers along with our Free Rate Alerts to keep you up-to-date on interest rates and rate news from our experts.tes. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!
Free Rate Resources in Palm Springs, CA
Palm Springs Banking Rates is rapidly becoming the premier Palm Springs interest rate source. By working with thousands of financial companies, Palm Springs Banking Rates has up-to-date Interest Rates, news and Rate information across many products and services including:
- Palm Springs Home Loan Rates
- Palm Springs Savings Rates
- Palm Springs Credit Card Rates
- Palm Springs Student Loan Rates
- Palm Springs Auto Loan Rates
- Palm Springs Insurance Rates
- Palm Springs CD Rates
Palm Springs Banking Rates specializes on putting people together with companies who want their business. If you have a great Credit Score, Palm Springs Banking Rates has banks, lenders and credit card companies who can get you the lowest rates based on your situation, if you have a not-so-great Credit Score, Palm Springs Banking Rates has just as many partners who can find the best rates for your based on your needs.
Our site will add thousands of new partners every year that want to work with you to get you the Best Rates. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!
Best Palm Springs Banking Rates
Current Palm Springs Banking News
Check Rates in These Cities Near Palm Springs: | Serving the Following Palm Springs Zip Codes: | |||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 92262 92263 92264 92292 |
Other Palm Springs Specials: Palm Springs Insurance Rates